Our Team

Paul S. Bonapart, JD, RFC, AIF®

Founder and President

Paul personally works with all clients of the firm. Paul grew up in Marin County, attended local public schools (including Tamalpais High School, where he served as student body president), and earned a bachelor of arts degree in intellectual and economic history from the University of California at Berkeley. He later received a juris doctorate from the University of San Francisco.

Before establishing the firm at the end of 1992, Paul worked at American Express as a personal financial planner. In addition to having provided financial advisory services to clients since 1990, Paul has a broad range of experience in related fields, including foreign exchange brokerage, worker's compensation, federal contract law, and labor and employment discrimination law.

Paul maintains a FINRA (Financial Industry Regulatory Authority) General Securities registration through Commonwealth Financial Network®. Paul is also licensed with the State of California Department of Insurance (CA insurance license number 0808412) to evaluate and offer life, health, disability, long-term care, and variable insurance policies. Paul received formal training in investment fiduciary responsibility and earned the Accredited Investment Fiduciary® (AIF®) professional designation. He is also a member of the International Association of Registered Financial Consultants (IARFC®).

In 2016, Paul was chosen to be one of a select group of 15 financial advisors across the country to serve on the Commonwealth Advisory Council. Since 2009, Paul has been a member of the Excellent Investment Advisors Study Group.

Paul raised two children who are now college graduates. His interests include biking and hiking—especially on Mount Tamalpais—gardening, and spending time with friends and family. Paul is a life member of the Tamalpais Conservation Club (www.tccmarin.org).

Norine Castro

Operations and Marketing

Norine has more than 20 years of experience in the financial industry, predominantly in the fields of insurance and real estate. She is a California licensed realtor of 10+ years, with Marin County as her main focus. She also held a California Life & Disability Agent license for 15+ years.

Responsibilities for Norine include opening accounts, money transfers and disbursements, and other account-related transactions. She also manages our marketing and “We Give Back” referral program.

Norine offers a blend of sincerity, knowledge, and professionalism. Her communication skills, attention to detail, and "client first" mentality enable her to provide superior service. Her positive attitude and high level of commitment to her work is an asset to our firm.

Norine has been a Marin resident for more than 25 years. She is married and has two daughters, who are graduates of St. Mary's College and UC Santa Barbara. She was a past San Anselmo Chamber of Commerce administrator and San Anselmo Recreation girls soccer coach for eight years. She enjoys running with her Australian Shepherd dog, supporting her community, spending time with family and friends, and a good laugh.

 

Affiliated Professionals

Adam Spiegelman, CFP®

Adam started his career in 1998 at Franklin Templeton investments. He has worked in Madrid and Edinburgh. After gaining knowledge of mutual funds and the financial services industry at Franklin Templeton, Adam opened up Spiegelman Wealth Management in 2004. He quickly rose to the top of the company achieving top 10 status of all financial advisors at Northwestern Mutual. After 14 years at the firm Adam partnered with Commonwealth Financial Network, a prestigious high-end broker/dealer, and opened an office in Lafayette, California in 2018.

Adam and his team of four specialize in taking care of high-net worth families and individuals approaching or in retirement. The team has worked together for over 20 years.

Adam is a fourth generation San Franciscan whose grandparents came for the Goldrush in the 1800’s. He volunteers his time and works with several non-profit organizations including Family Reach, an organization providing pro-bono financial planning to families struggling with a cancer diagnosis. In his free time he enjoys travelling the world. His most recent trip to Mt. Everest Basecamp in Nepal was a highlight. He has been married for 18 years to Robin and spends as much time as possible with his three boys Noah, Eli and Simon before they set off to college in a few years. Adam is a huge fan of animals and has two dogs, a Goldendoodle named Charlie and a Bernedoodle named Lola. Adam speaks fluent Spanish.

Adam and Paul are professional colleagues as well as good friends. They are constructing a continuity agreement to make sure that if anything happens to either one of them, the other’s office and team will be able to continue to serve any client needs that may arise. Their mutual alliance with Commonwealth ensures a continuity of back-office, investment, and technological support.

Susan Kendall, CPA, CFP®

Founder of Kendall Wealth Partners

Susan Kendall, CPA, CFP®, founded Kendall Wealth Partners in Pacific Grove (located near Monterey) in 1992 after working in the accounting and tax professions since the early 1980s. Susan was one of the first certified public accountants (CPA) in California to add financial services to her practice in 1996. In 2003, Susan chose to partner with Commonwealth Financial Network®, which was already recognized as one of the preeminent independent broker/dealers in the United States. More information about Susan can be found on her website at www.kendallwealthpartners.com.

Commonwealth Business ExperienceSusan Kendall is proud to have been recognized as a Business Experience advisor for 2019—a distinction based on annual production that places her among the top 47 percent of advisors affiliated with Commonwealth Financial Network.

Each year, Commonwealth, the Registered Investment Adviser–broker/dealer that helps us process investment transactions on your behalf, recognizes Business Experience advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Business Experience advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.

Howard Kramer, CFP®, AIF®

Howard Kramer, CFP®, AIF® founded H. A. Kramer & Associates, PA, over 32 years ago with a dual mission of providing financial knowledge and empowerment for women and always advocating for the clients' best interests. With the financial world constantly evolving, one element remains crucial: Howard’s desire to truly understand and then fulfill the needs of his clients. That’s why relationships are at the heart of his practice, where many clients and their families have grown with the firm for over three decades. More information about Howard can be found on his website at www.hakapa.com.

Howard and his wife, Meryl, love helping clients bring their dreams to reality.

Howard and Paul met at a Commonwealth conference 20 years ago and have been professional colleagues and friends ever since.

Maureen Maguire, CFP®, AIF®

Maureen Maguire, CFP®, AIF®, has been providing financial planning services to individuals and businesses in this area since 1985.

She is dedicated to developing lasting relationships with her clients. This depth of relationship develops naturally in the process of helping them assess and implement their values and financial goals.

Maureen provides clear, easily understood explanations of financial products and services, and a road map toward a more secure financial future.

Maureen and Paul enjoy collaborating professionally and, because of their joint affiliation with Commonwealth, they can share resources and technology support with one another.

More information about Maureen can be found on her website,
www.maureenmaguire.com.

Helen S. Bonapart

Family Communications and Behavior Consultant to the Firm

Helen Bonapart works in private practice in Mill Valley. Helen's practice emphasizes family systems and other issues of behavioral psychology.

Helen graduated with a master's in social work from the University of California at Berkeley in 1956. She is a board-certified diplomate in clinical social work and a licensed clinical social worker.

Helen has had more than 25 years of experience as a medical and clinical social worker for social agencies and institutions before she started her private practice two decades ago.

Helen’s husband and my father, Alan Bonapart, worked in the field of estate planning (1959–2008). His published articles included “Estate Planning and Women: Consciousness Raising for Estate Planners,” University of Miami Institute on Estate Planning, Ch. 10 (1974).